Come see this high efficiency, clean & cozy country home nestled in the hills of Sullivan County. Recent renovations make this 2 bedroom cottage really stand out. Step through the front door from the lovely wrap-around porch or enter through the sparkling kitchen equipped with energy saving appliances. The large stone fireplace in the living room anchors a rustic yet modern motif. The brand new bathroom, water heater, laundry hookups, & powerful ductless heating/AC unit are part of comprehensive updates along with new plumbing, wiring, & insulation. Some of the original hardwood has been rejuvenated while other areas were treated to all new flooring. A third door past the laundry area leads outside to a small shed & the impressive stone outcropping behind the home. To complete the thoughtful updates, a drainage system was installed at the foot of the ample driveway. This modern, efficient gem is waiting for you to fill it with love & make some memories. May also be used as an investment property.
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Our Executive Mortgage Banker:
Our Insurance Division:
$235,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $188,000 | $188,000 | $188,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.369% | 7.159% | 6.276% |
Monthly Tax Payment | $214 | $214 | $214 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,267 | $1,250 | $1,585 |
Total Monthly Payment | $1,556 | $1,539 | $1,874 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.