A very rare property only one lot in from the tip and five minutes out to the beautiful waters of Charlotte Bay. No need to wait for a seawall as itis already installed along with a Captain's Walk, Boatlift and electric. Better yet, this property has all the fill dirt already in and is ready to build! South facing rear yard for maximum light, there is currently a lawn and pavered driveway (lot was split from three lot site). Pirate Harbor is a boating and fishing community that welcomes golf carts and a casual lifestyle. Easy access by boat to all of our local islands including Sanibel, Captiva, Boca Grande, Cabbage Key, Tarpon Point and many others. Whether you head out for a day of boating or just enjoy fishing from the dock, you will enjoy the very active marine life - dolphins and manatees are in this canal regularly. Pirate Harbor is located in the booming Punta Gorda area with easy access to downtown, Cape Coral, Fort Myers and why not be a pirate and come live in this awesome community!
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Our Executive Mortgage Banker:
Our Insurance Division:
$395,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $316,000 | $316,000 | $316,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.425% | 7.146% | 6.276% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,076 | $2,100 | $2,665 |
Total Monthly Payment | $2,151 | $2,175 | $2,740 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.