Clearwater Beach FL. > Island Estates > The Village on Island Estates!
Location, Location, Location! This property certainly fulfills the axiom! Welcome to prestigious Island Estates, a gorgeous Clearwater Beach island neighborhood nestled on Clearwater Bay. This spacious corner unit, on the Marina side of the complex, has 1904 sq. ft. of elevated living space, with a new barrel tile roof, is the perfect choice amid concerns of flooding and high winds. The second story living area is approximately 14 feet above ground level. The three story townhome is just yards away from the Marina, and is one of the highest elevations in the Village. Deep water slips are currently available at a low monthly user fee of $215. 00, including water and electricity. The Village also maintains two private Gunite/concrete pools. The Village is a pet friendly community with few restrictions. Being positioned just ahead of the cul-de-sac provides straight ahead access to your oversized garage, and plenty of overflow parking spaces for your guests. This very coveted building has not had an availability since 2013, and 2003 before that. You can easily walk, bicycle or trolly on down to Clearwater’s powdery white sugar sand beaches. Fishing, sailing, paddleboarding, snorkeling, and walks on the beach are everyday activities of island living! This home boasts one of the largest floor plans available. The home features a stunning cathedral ceiling, a wood burning fireplace, large living and dining room areas, a spacious kitchen with great upgrades. Three bedrooms, or two bedrooms with an office/den option, two full baths, and one half bath. The kitchen includes an upgraded granite peninsular, and countertops, Blanco Diamond 33 Dual Mount Double Basin Silgranit Sink, Solid Satin Nickel cabinet & drawer pulls, on Modern White Dove Cabinets. It also includes a large pantry behind white wood louvered doors. The adjacent utility room contains your washer, dryer, water heater, ac air handler, and allows easy access to your electrical panel with room to spare. A real bonus is the huge two car garage, with more than ample storage space. There is an additional bonus space off the garage containing storage cabinets, and an enclosed lavatory. This area also includes a small hobbyist workbench. The large private rear main deck sports a newly installed West Coast, Taupe Sunbrella Awning, making it suitable for outdoor living, and grilling, all through the year. Each bedroom features its own private balcony overlooking plush sub tropical landscaping. The main living area flooring is high quality cool ceramic tile, making it perfect for Florida living. It is the product of choice for a cool durable moisture resistant flooring needed for hot summers. The office flooring is a stylish Pergo high quality wood laminate that provides a distinctive backdrop for the included golden oak executive desk and credenza. The third level consisting of the master and guest suites, have an upgraded high quality, Catskill Brown, tufted loop, wall to wall, Stain Master carpet covering, that your bare feet will thank you for. The spacious master bath, and guest bath, are of course tiled to best resist dampness and humidity. Now available for showing by appointment.
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,999 | $479,999 | $479,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $288 | $288 | $288 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,193 | $3,190 | $4,116 |
Total Monthly Payment | $3,573 | $3,570 | $4,496 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.