Expanded MONACO in the 55+ area with gorgeous golf course views. Wood floors through except for bathrooms! Sit on your expanded and covered front porch and enjoy watching golfers in the rough, sand trap and on the green! One of the few Monacos which is not only expanded to provide a larger guest bedroom, pantry and laundry room, but it also features a sliding wall of glass to open the great room onto the covered and screened lanai to enjoy the GAS FIREPLACE. Mature landscaping provides privacy. This home was built to be their forever home so no expense was spared on upgrades. The highest level of cabinets and counters featuring wood cabinets with dovetail drawers and soft close, Quartz countertops, 8 - yes EIGHT heavy pot/pan drawers for easy access. If you love to cook or play around in the kitchen this is a chef's kitchen with upgraded appliances including double oven, touch free faucet and brand new micro-ban dishwasher. Other features include stylish pendants over bar, front load washer/dryer, water softener, bathroom shower tile extended to the ceiling and incredibly organized closet space. If you're a hobbyist or need an organized home office space, check out the custom built-ins in the flex space/office area (can also be removed if you do not want them). A short walk to the dock to fish or to the clubhouse. Ocala Preserve is a resort lifestyle community featuring on-site restaurant with executive chef, wine lockers, on-site spa for massages, facials and mani-pedi. HOA fees cover lawn & landscape maintenance (including irrigation, trimming, fertilizing, mulching etc - front back and sides), high speed internet over fiber optics, membership and use of all amenities including group fitness classes, fitness center, tennis, pickleball, bocce, horseshoe pits and 20+ miles of dedicated trails for walking and biking. Oh and boat house with kayaks, canoes, paddleboat and catch and release fishing. Fenced dog park and outdoor fitness area. This phase has NO CDD! WITH ACCEPTABLE OFFER, SELLER WILL CONTRIBUTE $5, 000 IN CLOSING COSTS TO OFFSET INITIATION FEE.
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Our Executive Mortgage Banker:
Our Insurance Division:
$379,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $303,200 | $303,200 | $303,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $265 | $265 | $265 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,068 | $2,015 | $2,557 |
Total Monthly Payment | $2,408 | $2,355 | $2,897 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.