BEAUTIFUL VIEW OF THE GULF OF MEXICO! SHOWING APPOINTMENT MUST BE CONFIRMED. DO NOT SHOW UP TO PROPERTY WITHOUT APPOINTMENT. 3Bed 2Bath 2Car-Garage stilt HOME with an elevator in HERNANDO BEACH. This home is on a canal that has indirect access to the Gulf of Mexico meaning to reach the Gulf your boat must go thru a lift to a Saltwater canal then under a fixed bridge to the Gulf. Hernando Beach is a quiet isolated costal hamlet focused on recreational fishing and boating that is surrounded by the Gulf of Mexico or The Weeki Wachee Nature Preserve. Hernando beach does not actually have a beach but does have cool coastal vibe with waterfront tiki bars, marinas, fine dining restaurants, seafood markets, and shops. Despite seeming it's isolation, it is less than 10 minutes to US 19 and 'civilization' with Publix, shopping, chain restaurants, Walmart, Sam's Club, 4 major hospitals, and but more amazing is the fact Hernando Beach is 1 hour just from Tampa International Airport and 90 minutes to Disney. Clearly Hernando Beach offers an amazing Gulf Coast Fishing Homes Lifestyle. This could be a great short term rental investment! This Gulf Coast Fishing Home is great as an investment or personal residence
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $463,920 | $463,920 | $463,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $262 | $262 | $262 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,165 | $3,083 | $3,912 |
Total Monthly Payment | $3,519 | $3,437 | $4,266 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.