Under contract-accepting backup offers. SELLER FINANCING AVAILABLE. Only three blocks from vibrant Downtown Dunedin and right on the free Dunedin Downtown Loop route. You can have a quiet third floor 1 bedroom condo adjacent to the elevator, steps away from your reserved carport space, laundry and mail box. . A spacious open floor plan (NO Carpeting) with a secluded rear balcony perched within a giant Live Oak (screens and vinyl sliders for all-weather enjoyment). *****Dunedin, consistently voted Florida’s Favorite Small Town is all about dining, shopping, and monthly festivals. It's the Pinellas Trail, the waterfront, tropical parklands, Honeymoon Island and Gulf Coast beaches. Plenty of attractions in neighboring Clearwater, St. Pete and Tampa. It’s 20 mi to Tampa International Airport and 2 hours to Disney World. Located in the interior of the 55+ Patrician Oaks community, HOA fees include the heated pool, hot tub and clubhouse. The building is not in a flood hazard area and the association is covered by low cost Citizens insurance. (premiums cut in Jan 2024. ) Wind Mitigation Measures are certified for owner insurance discounts. New range 2024, New refrigerator 2023, New Water heater 2021, New Roof Sep 2023. Schedule your showing today!!!
MILESTONE INSPECTION PHASE 1 HAS BEEN COMPLETED AND IS ATTACHED * * * , PHASE TWO IS NOT REQUIRED
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$130,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $104,000 | $104,000 | $104,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.815% | 7.159% | 6.538% |
Monthly Tax Payment | $133 | $133 | $133 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $692 | $691 | $892 |
Total Monthly Payment | $900 | $899 | $1,100 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.