226 Caretta Circle, Saint Augustine, FL, 32086 | $389,900

Welcome to your dream home in St. Augustine, meticulously crafted by Mastercraft, a top-rated builder known for their commitment to quality in the prestigious St. John’s County. Built in 2020, this move-in-ready sanctuary seamlessly blends contemporary design with the warmth and comfort of home. From the moment you step inside, you are greeted by an inviting open layout that boasts 9-foot ceilings and stylish tile flooring, creating an airy and elegant atmosphere. The heart of the home, the kitchen, is a culinary delight with its granite countertops, elegant backsplash, a practical reach-in pantry, and the latest appliances—ideal for both your morning coffee and festive dinner parties. The primary suite offers a private retreat, featuring a spacious walk-in closet and ample room to unwind and recharge, all complemented by brand new Stainmaster carpeting and padding that adds a touch of luxury and comfort underfoot in every bedroom. Step outside to the covered lanai and discover an ample backyard where relaxation and fun await, all set within the welcoming ambiance of the Villages of Valencia. This vibrant community not only provides amenities such as a pool, volleyball court, and BBQ grills for your leisure but does so without the burden of CDD fees. This home represents more than just a place to live; it is a space where life’s most precious moments are to be cherished, set within a community that enhances every day with modern conveniences and a charming neighborhood feel. Your perfect blend of modern living and community charm awaits in St. Augustine, offering an unparalleled living experience.

Features

  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: .12
  • Style: Craftsman,Single Family Home
  • Year Built: 2020
  • Heating: Central
  • Cooling: Central
  • Approx Sq. Feet: 1,464
  • Lot Size: .12
  • Est. Taxes: $2,336
  • HOA Fee: $153
  • Elem. School: W. D. Hartley Elementary
  • Middle School: Gamble Rogers Middle
  • High School: Pedro Menendez High School
  • MLS#: 238921
  • Days on Market: 147 days
  • Website: https://www.raveis.com
    /prop/238921/226carettacircle_saintaugustine_fl?source=qrflyer
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Listing courtesy of Coldwell Banker Premier Properties

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

226 Caretta Circle, Saint Augustine, FL, 32086

$389,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $311,920 $311,920 $311,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.867% 7.159% 6.538%
Monthly Tax Payment $195 $195 $195
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,101 $2,073 $2,674
Total Monthly Payment $2,371 $2,343 $2,944

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.