LOOKING FOR NO CDD, NO HOA AND NO FLOOD ZONE? YOU'VE FOUND IT HERE ON THIS NICELY LANDSCAPED 1/3 ACRE CORNER LOT IN WARM MINERAL SPRINGS! THERE IS GREAT POTENTIAL IN THIS CUSTOM BUILT, ONE-OWNER HOME WITH 3, 521 SQ FT UNDER A NEW ROOF, REPLACED IN DEC '23. THIS HOME COULD EASILY BE EXPANDED TO HAVE 3 OR 4 BEDROOMS. THE 1 CAR GARAGE WAS PREVIOUSLY A WORKSHOP HAVING ALMOST 400 SQ FT, PLUS A PRIVATE OUTSIDE DOOR TO THE REAR YARD & AN OUTDOOR SHOWER. SMALL VANITY IS ALREADY IN PLACE. THE 2 CAR GARAGE & LAUNDRY AREA, HAS A SIDE DOOR LEADING TO A PRIVACY WALLED COURTYARD. THE 300 SQ FT APPROXIMATE AREA COULD MAKE A 4TH BEDROOM, CRAFT ROOM OR PRIVATE OFFICE. IF YOU DECIDE YOU WANT A POOL, THERE IS A LARGE SHED IN REAR YARD THAT COULD BECOME A CABANA OR STORAGE FOR POOL EQUIPMENT, PRIMARY BEDROOM FEATURES FRENCH DOORS TO LANAI, CLERESTORY WINDOWS (THROUGHOUT HOUSE), FOR LOTS OF LIGHT. PRIMARY BATH FEATURES A WALK-IN SHOWER WITH RAIN FIXTURE, SEPARATE LINEN CLOSETS, PLUS A HUGE WALK-IN CLOTHES CLOSET. STORAGE ABOUNDS IN KITCHEN WITH COFFEE BAR & PANTRY CABINETS, BREAKFAST BAR, NEW FRIG IN 2024. 10 FOOT CEILINGS THROUGHOUT HOME FEATURE TRAY CEILINGS WITH CROWN IN FOYER & DINING ROOM. FAMILY ROOM & LIVING ROOM OVERLOOK THE SPACIOUS LANAI. GREAT LOCATION WITH EASY ACCESS TO 41 OR I-75. MANY SHOPS & RESTAURANTS NEAR WELLEN PARK INCLUDE THE NEW COSTCO! COOL TODAY BASEBALL PARK, MYAKKA PINES GOLF COURSE, SEVERAL PUBLIC BEACHES WITH ACCESS TO FISHING & BOATING ARE A SHORT DRIVE AND JUST MINUTES AWAY! YOU NEED TO SEE THE POSSIBILITIES HERE IN THIS CUSTOM BUILT HOME!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $371,920 | $371,920 | $371,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.153% | 7.159% | 6.276% |
Monthly Tax Payment | $479 | $479 | $479 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,412 | $2,472 | $3,136 |
Total Monthly Payment | $2,966 | $3,026 | $3,690 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.