Escape to your 30-acre homestead with 2 surveyed lots in the heart of the countryside. Picturesque property boasts a cozy 2-story cottage nestled on pristine land, a short 15-minute drive to Smugglers Notch & 30 miles to Stowe Resort. Rustic cabin with wood stove heat features a large 2nd floor bedroom, providing a private getaway amidst the surrounding natural beauty. With electrical already in place, along with insulation, you'll be comfortable all year 'round. Garage has wood stove and electric. Large building site has an 450' Artisan well. The property's wooded terrain is intersected by tranquil trout streams and beaver ponds. For outdoor enthusiasts, this property is a dream come true, with space for gardens and farming, as well as hunting grounds. History of organic gardening here, including perennial flowers and fruit trees/bushes. Level pasture allows raising of bees, poultry, sheep, goats, etc. ATV & snowmobile trails nearby. Hike & kayak the local rivers everyday. No shortage of recreational activities! Breathtaking views of Mount Mansfield! Spend your days cultivating & exploring the unlogged wooded wonderland; dotted with evergreens, maples, & birch. With no zoning restrictions, the possibilities are limitless; whether you dream of creating a tiny home community, campground, or nature sanctuary! Located 10 miles from VT State University Johnson, and 30 minutes from Morrisville or St. Albans City, this location offers tranquility & accessibility.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$277,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $221,600 | $221,600 | $221,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $11,592 | $11,592 | $11,592 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,474 | $1,473 | $1,869 |
Total Monthly Payment | $13,141 | $13,140 | $13,536 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.