Welcome to this beautiful 4-bedroom, 2-bathroom, 2-car garage home in the gated community of Waterford Estates, offering a prime location close to downtown Punta Gorda! Built in 2016, this home features over 1, 800 square feet of living space with tile flooring throughout the main living area, arched entryways, and an abundance of natural light. Step out onto the southeast facing lanai to enjoy your morning coffee while watching the sunrise over the pond and fountain views. The kitchen is designed for both functionality and style, boasting an island with a breakfast bar, a closet pantry, and new stainless refrigerator and microwave. The dining room with a large slider to the lanai creates an inviting atmosphere for entertaining or family meals. The master suite offers a walk-in closet and a private bath with dual sinks and a walk-in shower. The split floor plan ensures guest privacy with three additional nicely sized guest bedrooms and a separate full bath. Additional features include a new roof (2022), newer interior and exterior paint, new lighting and ceiling fans, inside laundry, hurricane shutters, and meticulously maintained exterior. The community of Waterford Estates offers a host of amenities including gated access, a heated pool, clubhouse with fitness room, meeting rooms, and billiards, bocce ball, pickleball, walking trails, and more. Conveniently located with easy access to I-75 and US-41, this home is just minutes away from restaurants, shopping, and the vibrant downtown historic Punta Gorda. Take advantage of the community events and entertainment that the area has to offer. Don't miss out on this fantastic opportunity! Schedule your private showing today.
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Our Executive Mortgage Banker:
Our Insurance Division:
$329,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $263,920 | $263,920 | $263,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $500 | $500 | $500 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,756 | $1,734 | $2,226 |
Total Monthly Payment | $2,331 | $2,309 | $2,801 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.