Waterfront Living with World-Class Features: This 4-bedroom, 2-bath home, built in 2022 with 2, 355 sf of living space, enjoys year-round comfort in every corner. A total of 3, 318 sf, provides room for relaxation and entertainment. Private dock for your boat, jet skis or kayak, just outside the back door, with easy access to the Everglades and the Gulf of Mexico waters, a true boater's paradise! Unparalleled fishing spots are just moments away. In the heart of the home, the kitchen boasts a large island, gas cooktop, and double oven that provides convenience for all your cooking needs. Enjoy the refreshing waters of your inground pool and screened lanai, perfect for relaxing or entertaining guests. Your peace of mind is assured with storm protection features that keep you and your property safe. Never worry about power outages; the included generator ensures uninterrupted comfort. The 3-car air-conditioned garage keeps your vehicles and fishing gear cool and secure. Situated in the picturesque Port of the Islands, this home offers a tranquil escape while being conveniently located close to amenities. Make 199 Cays Dr. your forever home or winter retreat. Schedule your viewing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,350,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,080,000 | $1,080,000 | $1,080,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.875% | 6.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.851% | 7.014% | 7.082% |
Monthly Tax Payment | $171 | $171 | $171 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $7,276 | $7,095 | $9,632 |
Total Monthly Payment | $7,572 | $7,391 | $9,928 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.