One or more photo(s) has been virtually staged. Welcome to your new home in the highly desired and deed restricted community of Deep Creek. As you pull in the driveway notice the well maintained landscape and lawn. Step inside the screened porch into the home and you will immediately notice the fabulous view of the lake. This split/open floor plan affords plenty of room for family activities with a formal living room and a family room. The primary bedroom is on one side of the house and is complete with 2 walk in closets. The primary bathroom has a walk-in shower. The secondary bedrooms are on the other side of the house along with the secondary bathroom which is ideal for entertaining overnight visitors providing privacy to your guests. The kitchen/dining room area overlook the beautiful view of the lake. The well appointed kitchen has a trey ceiling and hard surface countertops. Now let’s go through the sliding glass doors to your Florida oasis. The lanai/pool area has a fabulous view of the lake. Relax by the pool and watch the Florida wildlife and enjoy the Florida sunshine. Your new home is conveniently located to medical facilities, restaurants, entertainment venues and the famous Southwest Florida beaches. Some things to consider while viewing the home: new roof in 2021, under sink plumbing throughout house replaced and all faucets replaced in 2023, new garage door opener in 2023, new water heater in 2020, AC replaced in 2018, pool pump replaced in 2018, plexiglass hurricane shutters, sprinkler system water is supplied from lake, it has been replaced and is operational. Don’t miss seeing this lovely home by the lake. Call today for your private showing!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,200 | $319,200 | $319,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $185 | $185 | $185 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,124 | $2,097 | $2,692 |
Total Monthly Payment | $2,384 | $2,357 | $2,952 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.