This may be the nicest townhome Scottsmoor has to offer! Located at the end of a quiet cul-de-sac, this one-owner 3/2 townhome is only 7 years young and offers upgrades throughout including volume ceilings, crown molding, eat-in kitchen, 42'' wood cabinetry, granite countertops, plantation shutters throughout, and private screened patio overlooking the fountain. The primary suite is located in the rear of the home and has tray ceilings, his & hers closets, dual vanities, soaking tub, walk-in tile shower and separate water closet. Split bedroom floor plan designed for maximum privacy with NO shared bedroom walls. Inside laundry where washer and dryer DO convey! This home is in absolutely IMMACULATE shape and has been cared for by the same family since the day it was built.
Scottsmoor is an extremely well-managed subdivision within the tree-lined Halifax Plantation community that offers residents-only pickleball, lawn and landscaping care, exterior paint and pest control for only $190/month. Sidewalks and cross-walks adorn the entirety of the neighborhood allowing for maximum safety for families and pets alike. Your master association takes care of all common grounds for just $195/QUARTER. Additionally, the Halifax Plantation community offers a range of membership amenities including 18-hole golf course, pro shop, restaurant, clubhouse, tennis courts, fitness center, and community lap pool. Zoned for Volusia County schools: Pine Trail Elementary, Ormond Beach Middle, and Seabreeze High. No flood zone. Owner is willing to sell all furnishings except for dining room table.
All information in this listing is intended to be accurate, but cannot be guaranteed. Buyers and agents to perform due diligence.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $335,920 | $335,920 | $335,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $312 | $312 | $312 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,235 | $2,233 | $2,833 |
Total Monthly Payment | $2,622 | $2,620 | $3,220 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.