![]() |
One or more photo(s) has been virtually staged. Welcome to your Florida dream home located in the beautiful Victoria Gardens, an impressive guard-gated 55+ community. This stunning Azalea Model home, built in 2018 and situated in phase 5 of the community, features two bedrooms, two bathrooms, and a flex room for your convenience. As you enter the home, you will be greeted by an open concept living space, complete with a tray ceiling, recessed lighting, plantation shutters, and double sliding doors that provide plenty of natural light. The kitchen is a chef’s dream, boasting ceramic tile floors, 3cm granite countertops, 42” maple designer kitchen cabinets with crown molding, a custom tile backsplash, large walk-in pantry, and stainless-steel appliances. The family room, which opens up from the kitchen, leads to the sunroom, the perfect spot for your morning coffee. Upon stepping into the backyard, you'll immediately see that it's fully enclosed by a fence.
The owner's retreat is very spacious and equipped with two walk-in closets, a large en-suite bathroom, complete with a walk-in shower, double vanity sinks, and a private water closet. The flex room located off the left side of the living room can be used as an additional bedroom, office, or den. Down the back hall, you will find the second bedroom, bathroom, spacious laundry room, and an attached 2-car garage with updated epoxy flooring. As an added bonus, the HOA includes total lawn and shrub care, HD Cable TV with DVR, high-speed internet, reclaimed water irrigation, and access to all community amenities.
If you’re looking to explore the area, you’re only a short drive to New Smyrna and Daytona Beach. Publix, Aldi, Starbucks, and medical facilities are all conveniently located nearby, as well as easy access to I-4. Don’t wait! Book your private showing today, as this property will not last long. Experience the luxurious lifestyle you deserve in this exclusive 55+ community. Bedroom Closet Type: Walk-in Closet (Primary Bedroom).
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$369,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $295,200 | $295,200 | $295,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.841% | 7.159% | 6.518% |
Monthly Tax Payment | $269 | $269 | $269 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,964 | $1,962 | $2,531 |
Total Monthly Payment | $2,308 | $2,306 | $2,875 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.