Great Location!! Delightfully neat 3 bedroom /2 Bath with a bonus room. The Home is in a non-flood zone (Zone X), so no flood insurance is required. Can be configured as a 3/1 with large 1/1 in-law quarters with a large closet, and spacious screened porch. This home has 1, 604 SF and is a solid well-built mid century block home features. There's a galley style kitchen with a pass through to a dining /family room and a huge primary bedroom with spacious closets and private full bathroom, inside laundry area, plus an adjacent bonus room for an office, guest room or nursery. Enjoy your private courtyard with a covered BBQ area, with new outdoor carpet and outdoor shower, and a utility room with a sink. Privacy fenced for your pets and young ones. Plentiful outdoor storage with a large 8 x 20 shed with electric and a 6x6 garden tool shed, along with covered lean-to. The secluded back yard has plenty of room for a pool or your garden, and features a sprinkler irrigation system. There is a vacant lot next to this property. It also has a rear alley. Only 3 blocks to the Pinellas Trail, a 75 mile continuous multi use pathway stretching from Tarpon Springs to St. Pete. St Pete beach is considered one of the most famous beaches in the United States. Bay Pines War Veterans’ Memorial Park is 112 acres and is located on the waterfront and has boat ramps, rental kayaks, trails, playgrounds and bbq areas. Conveniently situated it is only a few blocks to the Tyrone Mall, schools, shopping, restaurants, churches, medical facilities and a hospital. City bus stop is only 2 blocks away. All Located on a quiet, low traffic street. Property qualified for low insurance risk discount for wind mitigation with current policy at $1, 500 a year. Much of the home has terrazzo floors under the vinyl flooring. Seller remodeled both bathrooms in 2022. Central a/c 2018 and roof in 2018. The Electrical Panel was updated to a Square D panel. Also there are numerous additional updates, fresh paint and landscaping.
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William Raveis Real Estate
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Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $279,920 | $279,920 | $279,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $26 | $26 | $26 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,862 | $1,839 | $2,361 |
Total Monthly Payment | $1,963 | $1,940 | $2,462 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.