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PRICE CORRECTION! This must-see large home has tons of closet space and storage. There are no rental or pet restrictions and no flood insurance is required! This lovingly cared for, one-owner home has high ceilings, lots of light, a large lanai, and a fenced-in yard with fruit trees and mature landscaping. Has an 8X10 storage/work room attached to the back of the house. Each room has its own walk-in closet, and the primary bedroom has two walk-in closets. The inside laundry room has a sink with a new washer and dryer. The new roof and HVAC are from 2022. The next time a storm arrives you will be prepared with full hurricane protection. The primary bedroom has hurricane-impact windows along with automatic roll-down shutters at the front entrance which is screened in and accordion shutters cover the spacious lanai. All other windows throughout the home are hurricane-protected as well. Gutters surround the house and the irrigation system has its own well. There is a service window to the lanai as well as an off-kitchen dinette and sliders to open up to the large lanai for your morning coffee or a lovely evening meal. This desirable section 15 property in Port Charlotte is in a beautiful neighborhood, this property is on public water and sewer, with easy access to I-75, Fisherman's Village, restaurants, medical facilities, and shopping. Schedule your showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$399,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,200 | $319,200 | $319,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.815% | 7.159% | 6.538% |
Monthly Tax Payment | $280 | $280 | $280 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,124 | $2,122 | $2,737 |
Total Monthly Payment | $2,479 | $2,477 | $3,092 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.