Let this sink in! High and Dry X zone, No Flooding, NEWER construction, POOL, LARGE living space and actually one of the BEST VALUES in South Tampa, look at the numbers! Welcome to this wonderful South Tampa home centrally located in the Virginia Park neighborhood. This young home built in 2015 has 5 BEDROOMS 3. 5 bath, over 3, 400 SQ FT of living space, 2 car garage, POOL w/SPA and quite possible the PERFECT floorplan. As you step inside the home, a warm and inviting 2-story entry welcomes you, featuring a beautiful wood staircase, hard wood flooring and formal dining room, ideal for hosting friends and family. The layout effortlessly flows from the entrance to a spacious open concept; comprising the family room, gourmet kitchen and large eat in-kitchen dining area that overlooks the pool. In the kitchen, discover granite countertops, stainless appliances, gas stove, convection oven, walk-in pantry, and an extensive island/bar. The first floor is complete with a comfortable DOWNSTAIRS primary suite featuring dual walk-in closets and an ensuite master bath with double vanities, a walk-in shower, and garden tub. Upstairs, an oversized central loft awaits, perfect for a recreation or game room and surrounded by four well-sized guest bedrooms and two full baths, each with double sinks. The backyard has been enhanced with a wonderful resort designed pool and spa as well as a screened lanai, perfect for enjoying the Florida weather without the mosquitos. There is also a versatile workshop with electricity, perfect for storage or side projects. Additional features include 10-foot ceilings, 8-foot doors, rich hardwood floors, dual HVAC units, laundry room, and an oversized garage. Located in the highly sought-after South Tampa neighborhood of Virginia Park, this home is in the ROOSEVELT, COLEMAN, PLANT HIGH SCHOOL boundary, and does NOT require flood insurance, X zone. It’s central location gives quick access to a variety of parks including Corona and Friendships parks, with being only 5 miles from Waterstreet, Downtown Tampa and the Tampa Riverwalk.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,575,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,260,000 | $1,260,000 | $1,260,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.406% | 6.762% | 6.830% |
Monthly Tax Payment | $971 | $971 | $971 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $8,172 | $8,068 | $11,063 |
Total Monthly Payment | $9,268 | $9,164 | $12,159 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.