l Bedroom, 1 Bath 55+ community condo centrally located and a short distance to Florida’s world class beaches, shopping, airport, dining, cruise lines, Casinos, Antique Malls, Theaters, resorts, hotels and is located on the bus line. Minutes to downtown St Petersburg and a quick commute to Clearwater and downtown Tampa. The property has a Community Clubhouse, Heated Pool, Exercise Room, Pool Tables, Recreation Center, Owners Meeting Room, Shuffleboard, Cornhole, Horseshoes, Card Games, Friendship Club, Dancing Holiday dinners with entertainment and a library for leisure lounging. A well maintained community.
The condo is a third floor corner unit with views of the pond and has an elevator. Laundry room is just outside the unit operated by tokens. Unit comes with a new covered carport installed in 2023 and is located on the back side of the building #308. A home warranty is included with American Home Shield and will be transferred upon purchase. Updates include a new entry door, fresh paint, new light fixtures, crown molding, new curtains with rods, new refrigerator and new microwave. Laminate flooring throughout except for tile in the bathroom and kitchen.
Current HOA is $412/mo and includes ground maintenance, pool maintenance, clubhouse, water, sewer, garbage, building maintenance, taxes, insurance, cable TV, internet, Wi-Fi, gas, elevator, security and property management. Condo is homesteaded. Extremely affordable living. No leasing. No pets.
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Our Executive Mortgage Banker:
Our Insurance Division:
$134,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $107,600 | $107,600 | $107,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $5 | $5 | $5 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $716 | $715 | $923 |
Total Monthly Payment | $796 | $795 | $1,003 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.