Under contract-accepting backup offers. Price Improvement - Don't miss your chance to live in the heart of Harmony, Florida. Buyer Incentive of $10, 000 to be used to buy down interest rate or towards Buyer's closing costs!! Roof was replaced in 2021! This immaculate two-story residence boasts a timeless design and numerous upgrades, making it a must-see property. As you approach, the inviting front porch and second-floor balcony beckon you to unwind and savor the peaceful surroundings. Step inside to discover an open floor plan that blends the living and dining areas, creating an ideal space for entertaining guests after a delightful meal. The kitchen is a chef's delight, offering extra eating space, a convenient breakfast bar, and easy access to the laundry room. The adjacent large screened-in lanai, coupled with a convenient half bath, provides a perfect retreat just steps from the heart of the home. Venture upstairs to find the generously sized owner's suite, complete with an en-suite bathroom, a spacious walk-in closet, and an extended sitting area perfect for relaxation. Start your day with a cup of coffee on the private owner's bedroom porch, enjoying the serene surroundings. The additional two bedrooms upstairs share a well-appointed bathroom, providing ample space for family or guests. This home is not only beautiful but also comes with practical updates, including a new roof in 2021, engineered hardwood floors installed in 2020, and a Hot Water Heater replaced in 2018. Living in Harmony offers a lifestyle like no other, with an array of amenities such as lakes, community-owned boats, a fishing pier, rocking chairs, bench swings, walking trails, dog parks, playgrounds, a sand volleyball court, basketball courts, two community pools, and the stunning Harmony Preserve Golf Course. Top-rated schools, including Harmony Community K-5 – just a few blocks away, Harmony Middle School, and Harmony High School, ensure an excellent education for your family. Don't miss the chance to make this Harmony haven your own – schedule your private showing today and embark on a new chapter of comfortable and stylish living! FHA Assumable Mortgage for qualified Buyers.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $276,000 | $276,000 | $276,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $451 | $451 | $451 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,906 | $1,859 | $2,348 |
Total Monthly Payment | $2,432 | $2,385 | $2,874 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.