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3974 Bedford AVENUE, Winter Haven, FL, 33884 | $415,000
NEWER 3 BEDROOM HOME IN TRADITIONS A POPULAR 55+ WINTER HAVEN LAKEFRONT COMMUNITY. This home offers 3 bedrooms, 3 baths and a dedicated office with a great room and office. The home with its open and inviting floor plan has great room/kitchen/breakfast nook combination, triple split bedroom plan (all bedrooms have their own full bath) offering lots of privacy, dedicated office, spacious master bedroom with large double closets and attached oversized master bathroom and lovely wood tile throughout with the exception of the master bedroom. The seller recently had one of the guest showers completely renovated with travertine tile and pebble rock floor making it a roll in shower for easy access. The home offers plenty of cost saving options and is very efficient including low E tinted double pane windows and a high efficient A/C system. The home offers 10 ft. ceilings, crown molding and an open kitchen with tons of storage, backsplash, stainless steel appliances, 42 inch hardwood cabinetry and large center island with quartz countertop for entertaining. Other great features are full irrigation system, water softener, upgraded high-end fans and lighting, 3 car garage with 2 power doors, whole home generator, large inside laundry, pavered driveway, walkway and lanai, front screened Portago for privacy, large rear lanai with special screening that doesn't let rain water in and overlooks conservation area so you have NO REAR NEIGHBORS. This 55+ community is in prime SE Winter Haven, is built out and offers so many great amenities including impressive gates, massive clubhouse with tons of activities including, craft room, fitness center, billiard room, tennis and pickleball courts, library and Olympic sized swimming pool with huge spa overlooking Lake Ruby with several docks, large over lake pavilion and the communities own boat ramp. All included in reasonable HOA that also includes lawn maintenance, exterior painting, cable TV and security monitoring. Golf carts are acceptable but really no need here as you are only a short walk to the clubhouse and all these great amenities. Come and live the maintenance free life you deserve. SPECIAL FINANCING AVAILABLE FOR VA BUYERS.
Features
- Amenities: Clubhouse, Fitness Center, Gated, Maintenance, Pool, Shuffleboard Court, Spa/Hot Tub, Tennis Court(s)
- Rooms: 8
- Bedrooms: 3
- Baths: 3 full
- Laundry: Inside, Laundry Room
- Year Built: 2017
- Garage: 3-car Golf Cart Parking, Oversized, Tandem
- Heating: Central, Electric
- Cooling: Central Air
- Approx Sq. Feet: 2,615
- Acreage: 0.2
- Est. Taxes: $0
- HOA Fee: $485 Monthly
- Lot Desc: Near Golf Course
- Adult Communities: Yes
- Pet Policy: Yes
- Appliances: Convection Oven, Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
- MLS#: P4929301
- Days on Market: 182 days
- Website: https://www.raveis.com
/prop/P4929301/3974bedfordavenue_winterhaven_fl?source=qrflyer
Listing courtesy of BETTER HOMES AND GARDENS REAL ESTATE FINE LIVING Phone: 407-566-0122
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
3974 Bedford AVENUE, Winter Haven, FL, 33884
$415,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $332,000 | $332,000 | $332,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
| Monthly Tax Payment | $0 | $0 | $0 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,071 | $2,017 | $2,624 |
| Total Monthly Payment | $2,146 | $2,092 | $2,699 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388