109 Turtle RUN, Umatilla, FL, 32784 | $349,900

Looking for a quaint, cozy, peaceful and beautiful "village" neighborhood to call home? This home should be on the top of your list! With 14 Key West themed homes and a beautiful view of Lake Enola, you are going to fall in love with your village. This home is equally appealing for it offers space, comfort, affordability, convenience and luxury. Pulling up to the curb, you notice high curb appeal with a beautiful design, lively colors, Key West style architecture with high roofs and large front porches. Stepping inside, you are greeted with a foyer, living room and dining room offering decorative posts, high volume ceilings with crown molding, beautiful luxury vinyl plank flooring, energy efficient windows for natural light, tall baseboards and spacious rooms. The living and dining rooms offer plenty of space to relax and entertain. The main rooms are open to the large remodeled kitchen which features luxury appliances, two sinks, designer faucets, 40” upper cabinets topped with crown molding, granite counter tops, recessed lighting and a breakfast nook. The farmhouse sink provides accessibility without sacrificing beauty, quality or function. The appliances include a chef's Café French-door built-in convection oven, Samsung induction cook-top range, Samsung venting hood, Samsung stainless steel dishwasher and a Samsung smart refrigerator. You are going to fall in love with this kitchen! The comfortable owner’s suite offers privacy, a walk-in closet and an en-suite bathroom which has dual sinks and a large garden tub/shower. The two spacious secondary bedrooms are across the home and share a hall bath. The third bedroom could easily be your perfect den or home office. The home has a front porch and a rear, screened lanai giving you year round outdoor enjoyment. The attached, 2-car garage is in the rear and offers a large driveway for extra parking. The home has many ADA accessibility features giving you comfort and convenient use. The home's recent updates include a new chef's kitchen with a $20, 000 appliance package, a long-life metal roof installed in 2018, new energy efficient windows in 2023, new hot water heater in 2023 and new energy efficient A/C system in 2024. Being a Key West themed neighborhood, each home has an inviting front porch intended to bring the neighbors together. In the cul-de-sac you will find a memorial to our veterans and POWs. Guest parking is plentiful with a paved lot. The HOA has a dock on Lake Enola offering you great views with peace and quiet. The affordable monthly HOA fee includes water and lawn service. The HOA works hard to keep the monthly fee low! Downtown Umatilla is a moment away while downtown Eustis is approximately 5 miles away. The area is known for easy living and offers scenic lakes, historic small towns like Mt. Dora, Tavares, Eustis, plenty of entertainment, great shopping and dining along with quality healthcare. Call today for more details and to schedule your private tour!

Features

  • Amenities: Other
  • Rooms: 9
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Style: Key West
  • Year Built: 2007
  • Garage: 2-car Alley Access, Driveway, Garage Door Opener, Garage Faces Rear, Guest
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,982
  • Acreage: 0.14
  • Est. Taxes: $228
  • HOA Fee: $100 Monthly
  • Lot Desc: Landscaped
  • Pet Policy: Breed Restrictions, Cats OK, Dogs OK, Number Limit
  • Appliances: Built-In Oven, Convection Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Kitchen Reverse Osmosis System, Microwave, Refrigerator, Washer
  • MLS#: T3506487
  • Days on Market: 303 days
  • Website: https://www.raveis.com
    /prop/T3506487/109turtlerun_umatilla_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/22/2024 11:53:55 PM)
Listing courtesy of EXIT BAYSHORE REALTY   Phone: 813-839-6869

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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109 Turtle RUN, Umatilla, FL, 32784

$349,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $279,920 $279,920 $279,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.456% 7.171% 6.276%
Monthly Tax Payment $19 $19 $19
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,886 $1,860 $2,361
Total Monthly Payment $1,980 $1,954 $2,455

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.