Discover the epitome of comfort and convenience in this delightful Lucaya residence! Step into a world of charm with 2 bedrooms, 2 full bathrooms, and a versatile den equipped with a Murphy Bed, providing flexibility for guests or a home office. The owner has spared no expense in upgrading this home, ensuring both style and functionality. "Wood" tile floors flow seamlessly throughout, creating an inviting ambiance, while new ceiling fans and LED lighting fixtures enhance comfort and energy efficiency. Modern fire alarms and a recently installed AC unit (only 3 years old) offer peace of mind and climate control. Storage is made easy with a custom garage storage system, keeping your belongings organized and easily accessible. Outside, the ground-level Hamilton model offers tranquil Preserve views, providing a serene backdrop for relaxation. Lucaya's prime location places you near the best of Fort Myers, including shopping, beaches, marinas, restaurants, and the RSW Airport. Within the gated community, residents enjoy access to two resort-style pools, a community room, and a fitness facility, fostering a vibrant and active lifestyle. Don't let this opportunity pass you by—schedule your appointment today to experience the perfect blend of luxury, convenience, and community that this Lucaya home offers!
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Our Executive Mortgage Banker:
Our Insurance Division:
$369,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $295,920 | $295,920 | $295,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $489 | $489 | $489 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,994 | $1,967 | $2,496 |
Total Monthly Payment | $2,558 | $2,531 | $3,060 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.