Welcome home to this beautiful, well-maintained two-bedroom, two-bathroom condo located in the highly desired 55+ community of Twin Oaks. As you drive into the community, you are welcomed with mature tree-lined streets and well-maintained grounds. This condo is really special. As you enter the front door, you will notice a wide-open floor plan just waiting to host friends and family and to enjoy every moment of Florida living. The Florida sunshine pours through the brand-new hurricane-rated, energy efficient windows (2022). Located in the heart of the home is the kitchen featuring a new refrigerator (2021) and a microwave, cabinet/pantry with pull-out shelves, automatic under cabinet lighting and an area for a dining nook. Step through the kitchen to the sunroom. This Florida room is a blank canvas allowing your imagination to run wild with possibilities - create the perfect office, dining room or even a sitting room to enjoy a morning cup of coffee or a nightly game of cards with friends. Through the wall of windows, watch the birds and enjoy the natural light pouring in. This room includes a utility closet that conveniently houses your washer (2021), dryer, water heater and storage. You will feel at home as you walk down the hall into the primary suite that features a beautiful en-suite bathroom that was completely remodeled (2022). It features modem color choices and fixtures, with cultured marble countertops and shower and beautiful accent tile. The primary bedroom, which has a full wall of closet space, easily accommodates a king size bed set. The second large bedroom has a large closet with an adjacent full guest bath, perfect for visiting family or friends. The HVAC was replaced and updated in 2021. The tile roof was replaced (2021) and the condo assessment is paid in full. The unit has an assigned parking space and guest parking. Located in a NON-EVACUATION ZONE that requires NO FLOOD INSURANCE, Twin Oaks is an exceptional, close-knit community in central Pinellas County. It is located close to beaches, shopping, the local library, post office, parks, Seminole City Center, St. Petersburg College, and Seminole Recreation Center. There is also plenty to do without even leaving the community – Community Pool, Clubhouse, Library, Bingo, Shuffleboard, and a Coffee Hour just to name a few. Call today to schedule your private tour before this home becomes someone else’s Florida dream come true!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $134,800 | $134,800 | $134,800 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $10 | $10 | $10 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $897 | $896 | $1,137 |
Total Monthly Payment | $982 | $981 | $1,222 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.