VILLAS OF CEDAR CREEK - Built SOLID and made to last! *Newer impact windows* OWNER HAS SIGNED A CONTRACT FOR A NEW ROOF INSTALLATION! Owner says "Let's sell this"! As you approach the breezeway entrance, there is a nice tile porch for sitting outside & enjoying our beautiful sunny days - enter through breezeway that connects your two car garage to the front door - no worries about the weather. The owner has moved his personal items out and it's now ready for your own personal touch - Bring fresh eyes into this home and imagine creating your own warm space! Very large rooms; light kitchen has pass through window to the dining space with wide open living room. To the rear of the living area is another large room separated by slider for giving you a private space off master as well as an office off living area - or could be two office spaces! 2 Bedrooms with walk in closets showing off nice built ins; master bath with shower and vanity area, dual sinks. The possibilities are endless here. Off the back space is a small lanai area for sitting while you grill outside on the patio or taking a "smoke" break - all sitting on a beautifully landscaped tropical lot. The villas of Cedar Creek have some of the lowest HOA fees in the area - and includes a heated pool/spa with small clubhouse and outdoor grilling area for gathering with your friends. Also a very pet friendly neighborhood so bring your fur babies - no weight max! Don't let this one sit - come forward and make this your new home! With impact windows and new roof, binding insurance will be easier. Cedar Creek is surrounded by ponds and mature trees - the Villas are made of concrete block and have survived every storm, every hurricane that has come our way to date. Buy now if you need to renovate, rebuild or have decided to just relocate - this is a great investment and did great in the storms!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $275,200 | $275,200 | $275,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $140 | $140 | $140 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,831 | $1,808 | $2,321 |
Total Monthly Payment | $2,046 | $2,023 | $2,536 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.