True 4 Bedroom, 3. 5 Bath, Plus Office! Upon entry through the foyer, the well-designed layout reveals a versatile living space ideal for various occasions. Straight ahead, a cozy room with a wood-burning fireplace sets the tone for warm, inviting moments. To the left and right, the formal living and dining spaces provide a welcoming ambiance, perfect for hosting guests or enjoying quiet evenings. The dining area flows seamlessly into the kitchen, which features beautiful wooden cabinetry, a charming bay window, and an island bar with seating—ideal for casual meals or socializing. Off the kitchen, you'll find the laundry room and half bath, leading out to the outdoor patio and garage.
The kitchen’s easy flow into the adjacent area creates a comfortable environment for cooking and gathering. Ascending the stairs, you'll find bedrooms two, three, and four, each with a walk-in closet. A full bath serves these bedrooms, ensuring practical and comfortable living for everyone. The master bedroom stands out with two walk-in closets, an additional closet, and an ensuite master bath.
Completing this exceptional residence, the property features a detached garage and a generously sized backyard where you will find the canal for Lake Somerset. As an added bonus, a walking/bike path at the top of the street leads to Peterson Park/YMCA, the Cleveland Heights Golf Club, Lakeland Tennis, and Common Grounds.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$449,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $359,600 | $359,600 | $359,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $216 | $216 | $216 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,392 | $2,390 | $3,083 |
Total Monthly Payment | $2,683 | $2,681 | $3,374 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.