In the heart of the Catskill Mountains, where a meandering stream carves a path through the landscape, there lies a cottage ripe with potential. This two-bedroom, two-bath sanctuary, touched by time but brimming with opportunity, stands as a beacon of hope and rebirth amidst the natural splendor. Central to its charm is an impressive original stone fireplace, a symbol of warmth and gathering, waiting to ignite the flames of comfort and camaraderie once more. This feature, crafted from the surrounding mountains, promises to be the heart of a home filled with laughter and light. The natural surroundings of the property are a spectacle of serenity and inspiration, with a stream that dances through, culminating in a captivating waterfall. This continuous flow of water, surrounded by a natural rock garden, offers a tranquil backdrop for peaceful living and creative thinking. A creatively converted garage now serves as a streamside studio, offering a secluded spot for inspiration beside the gentle sounds of the flowing stream. This unique space invites endless possibilities for artistry and solitude. A simple bridge over the creek provides a picturesque entrance to this haven of potential, symbolizing the transition from the ordinary into a world of possibility and natural beauty. Situated conveniently near Hunter and Windham ski resorts, this cottage offers a unique blend of adventure and tranquility. With its promise of transformation and renewal, it invites those with a vision to embrace the opportunity to create a personalized retreat amidst the breathtaking beauty of the Catskill Mountains. This narrative, infused with optimism, sees beyond the present to a future where this cottage becomes a cherished home, a place where new memories are forged in harmony with the natural world.
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Our Executive Mortgage Banker:
Our Insurance Division:
$199,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $159,200 | $159,200 | $159,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,059 | $1,058 | $1,343 |
Total Monthly Payment | $1,134 | $1,133 | $1,418 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.