WELCOME TO YOUR AMAZING HOME at 10800 London Dr, Port Richey in the gated community of Senate Manor, a 55+ cooperative community in SUNNY Florida. This SUPERB 2 Bedrooms + Florida room, 2 Bathrooms single-wide manufactured home lies on an unusually LARGE lot for this neighborhood at just over 6300 sqft in a NO CDD zone. Key exterior features are covered carport parking, LONG REFINISHED driveway for parking of all your vehicles, rain gutters & easy-breezy TROPICAL landscaping that is taken care of for you. ENJOY the OPEN PATIO in the backyard or meet & greet your neighbors in your LOVELY front FL room. When you step inside, you'll LOVE the OPEN FLOOR PLAN consisting of the Florida room, kitchen, dining room & DOUBLE-WIDE living room. The FANTASTIC EAT-IN kitchen features a double stainless steel sink & overhead lights, PLENTY of CRISP white cabinets with knobs, tile backsplash, updated appliances including fridge, dishwasher, microwave, range & under sink water filtration system. The MASSIVE family/living room has high ceilings, wooden beams for VAULTED ceilings, Tiffany-inspired chandelier & LUXURY VINYL flooring (no carpet anywhere). NATURAL SUNSHINE streams inside through the many updated DOUBLE-PANE, THERMAL-TINTED, LOW-E WINDOWS ILLUMINATING the interior together with the BRIGHT light fixtures. The primary bedroom has a SPACIOUS closet with sliding 6-panel doors, built-in dresser & en suite bathroom. The private bathroom features step-in shower, toilet & sink with expansive counter space. In this split bedroom plan, the other larger bedroom is located on the opposite wing of the home. This guest bedroom can accommodate queen-size furniture & has ample closet space with sliding 6-panel doors, 2 built-in dressers, retro spherical crystal light, ceiling fan & BEAUTIFUL piano-finish laminate floors. Nearby, the full bathroom contains a tub/shower combo with safety grip handle, linen closet, vanity with Corian counter & beadboard cabinet doors, newer toilet & nice towel racks. The home was just updated with a BRAND-NEW ELECTRICAL PANEL on 2/20/24 at a cost of over $8300 & of course, properly permitted with the county. The HUGE laundry room & workshop/storage shed is awesome. MORE MARVELOUS FEATURES are a PHENOMENAL front door with decorative glass design, vinyl siding, painted driveway & back open patio, shade shutters on windows for storm protection & window treatments including custom-fit blinds, rods & curtains. There is NOTHING to do in this home as it is TURN-KEY, MOVE-IN READY & FURNISHED. Senate Manor is a WONDERFUL 55+ COMMUNITY & included in the low HOA fee of $185/month is trash with recycling pick-up 2X week, all exterior lawn maintenance, water, sewer, street lights, water with fountain views, gates & recreational activities like HEATED POOL & SPA, shuffleboard, horseshoes & gym. There is optional storage for boats, RVs or trailers on site. Location is IDEAL near beaches, shopping, restaurants, medical plazas, places of worship & tourist attractions. MAKE THIS YOUR FUTURE HOME!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $47,200 | $47,200 | $47,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $69 | $69 | $69 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $326 | $318 | $401 |
Total Monthly Payment | $469 | $461 | $544 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.