PRICE IMPROVEMENT! Fantastic opportunity to own a very well maintained villa/condo at the popular 55+ community of Twin Oaks. This spacious home has 2 bedrooms, 2 bathrooms and has over 1, 350 sq ft of heated living space, and comes with it's own private assigned parking space that is steps from your front door. This corner/end unit is perfectually situated at the end of the street so traffic is minimal and has a very big backyard that is fenced in on one side. You will be pleasantly surprised by the size of the kitchen, the living area, and the master bedroom. The kitchen has lots of cabinets and counter space giving you lots of storage space, matching black appliances, and a huge walk in utility closet where you will find the washer and dryer that convey with the sale. The living area has laminate flooring throughout, including the bonus / flex room that sits in the back of the home. The vanities in both bathrooms have been upgraded and both bedrooms have walk-in closets! This community is very popular as you'll find many mature oak trees giving it a charming look, along with recreational activities such as a community pool, shuffleboard, club room with a library, and so much more. It is centrally located with shopping, nearby grocery stores, the Pinellas Trail, gulf beaches, and so much more!
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Our Executive Mortgage Banker:
Our Insurance Division:
$179,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $143,920 | $143,920 | $143,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $164 | $164 | $164 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $958 | $957 | $1,214 |
Total Monthly Payment | $1,197 | $1,196 | $1,453 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.