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Under contract-accepting backup offers. Welcome home to your 4bed/3bath/3 car garage with Pond/Conservation View in the highly desirable master planned community of Starkey Ranch in Tampa Bay! Newer Craftsman Style custom home built by M/I Homes, located on the backside of Cunningham Park in Albritton on a 65'x121' lot. This home has a very open and functional floor plan providing you with all the space for your needs. The home features a gourmet kitchen equipped gas cooktop, quartz countertops, soft close upgraded cabinets, beautiful tile backsplash, and high end stainless steel appliances including a double built-in oven. Tons and Tons of cabinet space, as well as a butlers pantry area, and walk in pantry. Kitchen opens up to a spacious living room & dining space with sliding doors looking out to the patio. Lots of natural lights and great space for entertaining. Primary bedroom with gorgeous view of the pond to enjoy amazing sunrises. En-suite bathroom featuring a beautiful walk in shower and dual sink vanity and large walk-in closet. There are two bedrooms and full bathroom at front of home. Final guest room is tucked away privately with a full bath - great 3 way split of the bedrooms. Laundry room is on the first floor and is plumbed for a tub. Relax out back with an extended lanai enjoying the gorgeous view. Lanai features plumbing, natural gas, and electric for your future outdoor kitchen! Backyard is fully fenced. Newer build LOW homeowners insurance, current owner pays $2568/year. Starkey Ranch is a serene neighborhood for all outdoor lovers, providing 3 community pools, multiple playgrounds throughout, soon to be 20miles of walking/running/biking trail paths, dog parks, community garden, kayak lake, and more. The neighborhood features the New Starkey Ranch K-8 STEM Magnet School, the library/theater, and District Park offering fields for all your favorite sports & an amazing playground. Cunningham Lake is in your backyard- a beautiful place to enjoy the outdoors!! Starkey Ranch offers an activities director with fun for all ages. Excellent schools, 30mins to airport, 30mins to beautiful beaches, nearby major shopping, restaurants, and nightlife. This home has been meticulously maintained and is in excellent condition - truly TURN KEY!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $620,000 | $620,000 | $620,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.867% | 7.159% | 6.538% |
Monthly Tax Payment | $847 | $847 | $847 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,177 | $4,121 | $5,316 |
Total Monthly Payment | $5,116 | $5,060 | $6,255 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.