Neighborhood of Anastasia Lakes is a small private community tucked away but 10 minutes from Historic Downtown St Augustine, St Augustine Beach, the Lighthouse, and top rated schools. There is a community pool and a beautiful lake with a walkway for residents to enjoy nature along the marsh. You can see downtown St Augustine across the marsh at the end of the cul-de-sac. Stepping into the front door the living room has cathedral ceilings and a large open area for entertaining. The dining room is open to the living room and the kitchen is centrally located so you can enjoy your guests. The view from the breakfast nook overlooks the preserve. The screened lanai offers a calm serene and private area to enjoy your morning and evenings. There are three bedrooms one being the large Private Suite with a tray ceiling and bath with shower, tub and vanity. The other two bedrooms and bath are located on the other side of the house for privacy. r The kitchen is situated in the center of the house and is perfect for entertaining. It has beautiful cabinets, a pantry and a lot of counter space. You can use the breakfast bar to have a snack or entertain your friends while you are cooking. There is an 8x8 breakfast nook as well. The laundry is located off the hall going to the side entry garage. Community has a heated swimming pool for exercise or enjoyment. Your HOA dues include watering for irrigation from a community well. Each address has a pre-determined time that your irrigation comes on. Take a trip in the summer and no need to worry your lawn will be parched because watering is taken care of for you. All the HOA docs and community rules and budget are located under the "D" by the picture.
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Our Executive Mortgage Banker:
Our Insurance Division:
$600,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $480,000 | $480,000 | $480,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $578 | $578 | $578 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,995 | $2,917 | $3,793 |
Total Monthly Payment | $3,665 | $3,587 | $4,463 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.