163 Linden Rd (Pool Home), Saint Augustine, FL, 32086 | $435,000

**Priced to Sell at $17, 000 Under Last Appraisal!** Experience the essence of coastal living in this charming St. Augustine home, with *no HOA* and located in a *non-flood zone (Zone X)*. Built with durable block construction and topped with a metal roof installed in 2016, this home offers style, durability, and peace of mind—just blocks from the Intracoastal Waterway. Step inside to find a beautifully maintained interior with modern upgrades and coastal-inspired design elements. The spacious living area features ceramic plank tile flooring, creating a seamless flow through the home’s inviting spaces. The gourmet kitchen, updated in 2019, boasts quartz countertops, stainless steel appliances, and ample cabinet space. Just outside, a covered BBQ area offers the perfect setting for outdoor dining and year-round entertaining. The backyard oasis includes a sparkling pool—perfect for cooling off on hot summer days. The property also features a well with a new pump for cost-effective irrigation. Outdoor enthusiasts will love the RV/Boat pad with a 30-amp outlet, a storage shed, and a large workshop. Plus, with two neighborhood boat ramps, you’ll have easy access to the water for boating and fishing adventures. Located just minutes from historic downtown St. Augustine and the beautiful Atlantic beaches, 163 Linden Rd blends coastal living with urban convenience. Recent upgrades, including a new septic system and re-plumbing in 2018, make this home move-in ready. Don’t miss out on this rare opportunity to own your slice of coastal paradise!

Features

  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 7841
  • Style: Ranch,Single Family Home
  • Year Built: 1978
  • Heating: Central
  • Cooling: Central
  • Approx Sq. Feet: 1,504
  • Acreage: 0.18
  • Lot Size: 7841
  • Est. Taxes: $3,696
  • Lot Desc: Paved
  • Elem. School: Osceola Elementary
  • Middle School: Murray Middle
  • High School: Pedro Menendez High School
  • MLS#: 239438
  • Days on Market: 218 days
  • Website: https://www.raveis.com
    /prop/239438/163lindenrdpoolhome_saintaugustine_fl?source=qrflyer
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Listing courtesy of COLDWELL BANKER PREMIER

William Raveis Family of Services

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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163 Linden Rd (Pool Home), Saint Augustine, FL, 32086

$435,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $348,000 $348,000 $348,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.490% 5.490%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.490% 6.654% 5.752%
Monthly Tax Payment $308 $308 $308
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,200 $2,197 $2,842
Total Monthly Payment $2,583 $2,580 $3,225

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.