**Priced to Sell at $17, 000 Under Last Appraisal!** Experience the essence of coastal living in this charming St. Augustine home, with *no HOA* and located in a *non-flood zone (Zone X)*. Built with durable block construction and topped with a metal roof installed in 2016, this home offers style, durability, and peace of mind—just blocks from the Intracoastal Waterway. Step inside to find a beautifully maintained interior with modern upgrades and coastal-inspired design elements. The spacious living area features ceramic plank tile flooring, creating a seamless flow through the home’s inviting spaces. The gourmet kitchen, updated in 2019, boasts quartz countertops, stainless steel appliances, and ample cabinet space. Just outside, a covered BBQ area offers the perfect setting for outdoor dining and year-round entertaining. The backyard oasis includes a sparkling pool—perfect for cooling off on hot summer days. The property also features a well with a new pump for cost-effective irrigation. Outdoor enthusiasts will love the RV/Boat pad with a 30-amp outlet, a storage shed, and a large workshop. Plus, with two neighborhood boat ramps, you’ll have easy access to the water for boating and fishing adventures. Located just minutes from historic downtown St. Augustine and the beautiful Atlantic beaches, 163 Linden Rd blends coastal living with urban convenience. Recent upgrades, including a new septic system and re-plumbing in 2018, make this home move-in ready. Don’t miss out on this rare opportunity to own your slice of coastal paradise!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$435,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $348,000 | $348,000 | $348,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
Monthly Tax Payment | $308 | $308 | $308 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,315 | $2,313 | $2,935 |
Total Monthly Payment | $2,698 | $2,696 | $3,318 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.