PRICED TO SELL! Welcome to your dream home! Nestled in Valencia Lakes, Tampa Bay's premier gated 55+ community, this immaculate residence boasts 2 bedrooms, an oversized den/home office/3rd bedroom, 2 baths, 2 car garage, large laundry room, and a BEAUTIFUL WATER VIEW complemented by an enclosed lanai, and extended brick patio, great for relaxing with your favorite beverage or viewing wildlife. The chef in the family will enjoy the large eat-in kitchen, complete with upgraded stainless steel appliances, quartz countertops, storage galore with 42” wood cabinets, soft close cabinet drawers, pantry with custom pull-outs, under/over cabinet lighting, and a reverse osmosis system. The kitchen bar opens to an expansive great room and dining room, featuring triple 8 ft. sliders that seamlessly transition to the serene outdoor oasis. Retreat to the primary suite, complete with a luxurious ensuite bath with his/her vanities, shower with built in bench, dual walk-in closets, coffered ceiling, and beautiful water views! Custom upgrades include designer lighting and ceiling fans, crown molding, custom plantation shutters, whole house water softener, custom accordion hurricane shutters on all windows and sliding doors, and epoxy garage floor with overhead storage. Valencia Lakes is a maintenance-free community with gated 24-hour entry, and exquisite grounds to enjoy walking/biking trails through established tree-lined streets. The resort style amenities include a grand 40, 000 sq ft clubhouse to enjoy year-round planned activities, shows and dances, exercise classes, a 5, 000 sq ft state-of-the-art fitness center, sauna, steam room, card rooms, billiards, and bistro. Outdoor activities include softball, basketball, pickleball, bocce, har-tru tennis courts, resort pool, lap pool, resistance pool, and spa. Convenient to shopping, entertainment, medical facilities, and an easy commute to Tampa/St. Petersburg/Sarasota, airports and beautiful Gulf Beaches. Schedule a showing today and start envisioning your future in Valencia Lakes!
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Our Executive Mortgage Banker:
Our Insurance Division:
$425,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $340,000 | $340,000 | $340,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $434 | $434 | $434 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,262 | $2,260 | $2,915 |
Total Monthly Payment | $2,771 | $2,769 | $3,424 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.