600 Banana STREET, Tarpon Springs, FL, 34689 | $275,000

Prime Waterfront Lot with Private Dock – Build Your Dream Coastal Retreat in Tarpon Springs.

Imagine your dream home on this stunning, nearly quarter-acre waterfront corner lot, perfectly positioned along a deep-water canal with direct access to the serene Whitcomb Bayou. Just a 10-minute boat ride transports you to the open waters of the Gulf of Mexico, where the pristine beauty of Caladesi, Anclote, and the famous Three Rooker Islands await, offering sun-soaked shores and endless Gulf breezes.

This rare opportunity is more than just a piece of land—it's the foundation for your custom waterfront paradise. With no HOA, no CDD, and no deed restrictions, you have complete freedom to build a home that suits your lifestyle. Whether you're envisioning a sleek modern design or a charming coastal cottage, this lot provides the flexibility to bring your dream vision to life, exactly the way you want it. With ample space for a pool and lush outdoor entertaining areas, the possibilities for this parcel are as endless as the horizon. Bring your boat, your golf cart, and fully embrace the Salt Life, with direct access to the Gulf from your own private dock.

The property includes a survey and completed architectural designs for a stunning 4, 200+ sq. ft. custom home, featuring a pool and optional elevator. Ready to build? Custom builders and new construction lenders are available, offering financing options as low as 5% down with no payments until the home is completed.

Beyond the lot, this prime location places you in the heart of historic Tarpon Springs, a charming town known for its rich Greek heritage, vibrant Sponge Docks, and delicious seafood. Beautiful beaches like Fred Howard and Sunset Beach are less than 10 minutes away, offering the perfect backdrop for both adventure and tranquility.

This is your chance to create a dream home in a true boater's paradise. Seize the opportunity to build your custom coastal oasis and enjoy the best of Florida’s Gulf Coast lifestyle. Contact us today to explore this exceptional property and begin planning your new waterfront retreat!

Features

  • Lot Size: 100 x 100
  • Lot Desc: Buildable, Cleared, Corner Lot
  • View: Park/Greenbelt, Water
  • MLS#: T3507335
  • Days on Market: 295 days
  • Website: https://www.raveis.com
    /prop/T3507335/600bananastreet_tarponsprings_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/26/2024 9:47:08 PM)
Listing courtesy of EXP Realty LLC   Phone: 888-883-8509

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888.699.8876

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

600 Banana STREET, Tarpon Springs, FL, 34689

$275,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $220,000 $220,000 $220,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.375% 7.125% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.474% 7.282% 6.412
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,519 $1,482 $1,871
Total Monthly Payment $1,594 $1,557 $1,946

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.