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Under Construction. This under construction single-family home is one of 3 new construction homes, nestled in the heart of St. Petersburg, Florida. Completion is scheduled for end of April 2024. It offers a seamless blend of MODERN LIVING and EFFORTLESS STYLE. There are many upgraded elements not usually found in this price range including, SOLID BLOCK CONSTRUCTION, HURRICANE IMPACT WINDOWS, STEM WALL SLAB with EXTRA STEEL to be able to add a second story, 9'6" CEILINGS, SMOOTH CEILINGS & WALLS, TALL 42" CABINETS WITH ISLAND & GRANITE/QUARTZ COUNTERTOPS, are featured in the kitchen/bathrooms & an INSIDE LAUNDRY ROOM. Designed as an open concept living space that encourages family gatherings and entertainment, this home features 3 well-appointed bedrooms and 2 full baths, ensuring comfort and privacy for everyone. The welcoming front porch sets the tone for relaxation and neighborly interaction, while the low maintenance backyard, accentuated with a brick paved patio, presents the perfect canvas for outdoor leisure and minimal upkeep. Each detail in this home has been thoughtfully curated to create a harmonious living experience in one of Florida's most vibrant communities. Sitting on a high elevation there is no flood insurance required by mortgage lenders. Sitting on a high elevation no flood insurance is required by mortgage lenders. There are 2 parks close by, Kiwanis Park & Kelly Lake Park, with playgrounds, basketball court, exercise circuit & dog walking paths. Vibrant Downtown St Pete is only 2. 5 miles away offering restaurants, museums such as The Dali & Fine Arts Museums, Vinoy & Straub Parks which host many events year round. The St. Pete Pier is downtown's gleaming newer attraction along the waterfront promising limitless fun for everyone who visits. Make your appointment soon before these beautiful properties are gone! The preferred lender is offering 1% towards the buyer's closing costs!
All room measurements are approximate & should be verified by the buyer & buyer's agent.
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Our Executive Mortgage Banker:
Our Insurance Division:
$599,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,200 | $479,200 | $479,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.867% | 7.159% | 6.538% |
Monthly Tax Payment | $156 | $156 | $156 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,228 | $3,185 | $4,109 |
Total Monthly Payment | $3,476 | $3,433 | $4,357 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.