Under contract-accepting backup offers. WATERFRONT HOME IN PGI W/80 FT OF SEAWALL & VERY QUICK, SAIL ACCESS - Check out this 3 bed/2 bath, waterfront home in Punta Gorda Isles that offers extremely quick, deep water, sailboat access to Charlotte Harbor & beyond. Move-in ready home has been freshly painted inside & out. Home has lots of natural light thanks to large, picture windows and/or sliding glass doors in most rooms. Flooring is a mix of wood-look tile planks in living room, dining room & master bedroom plus wood-look laminate in the remaining rooms. Interior layout features an L-shaped living room & dining room plus a separate family room w/updated kitchen connecting dining room & family room. SO MUCH POTENTIAL HERE. The kitchen boasts updated stainless steel Samsung & Bosch appliances, granite counters w/a pass-through counter to the lanai & a large farmhouse sink w/pull-out spray faucet. The family room offers a wet bar w/granite counter & additional cabinetry. The split bedroom layout has large bedrooms including the owner's suite w/private bath, oversized walk-in closet & walk-out access to the lanai. Master bath has central vanity & tiled shower. Two guest bedrooms each offer large closets & share the guest bath. Three sets of sliding glass doors open to the lanai extending the living space outside. Relax out here while enjoying the tranquil canal view. An extended concrete dock w/SlideMoor is located in the backyard. Water hook-up available dockside. Keep your boat docked just steps from your backdoor. Reach open water in mere minutes. Take advantage of direct, sail access to Charlotte Harbor where you can enjoy some of the best fishing & boating in SW Florida. Other amenities include an attached two-car garage, hurricane protection, large interior laundry room w/additional storage cabinets & utility sink plus NEW A/C in 2018. In addition to boating & golf, the city features a vibrant music & art scene w/frequent festivals & bazaars downtown. There's something for everyone. Join the voluntary PGI Civic Association and connect w/others who share your interests & hobbies. Discover for yourself the relaxed yet active lifestyle that awaits in Punta Gorda.
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Our Executive Mortgage Banker:
Our Insurance Division:
$599,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,920 | $479,920 | $479,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.439% | 6.273% | 5.268% |
Monthly Tax Payment | $899 | $899 | $899 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,994 | $2,916 | $1,995,667 |
Total Monthly Payment | $3,985 | $3,907 | $1,996,658 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.