Welcome to the essence of luxury in the sought after Palmer Ranch community of The Isles. This exquisite Oakmont model design is a 3-bedroom, 3-bath residence, boasting an additional DEN/OFFICE/FORMAL DINNING, totaling 2, 008 square feet under air-condition. This exquisite home is located on a PREMIUM wooded nature preserve view lot, with extra space between homes. Walk out the sliding glass doors to an oversized screened-in lanai and natural nature views in your own piece of Sarasota paradise. The property comes equipped with a 2-car side load garage with cabinetry, and a paver brick driveway with extra parking and walkways. The home is protected with the added security of hurricane shutters. The master bedroom also boasts sliding glass doors to the oversized lanai area that brings in loads of natural light, a walk-in closet and a double closet, providing generous storage space. This extremely open floor plan is tiled throughout the main living spaces and the eat-on bar in the kitchen/great room. The inside air-conditioned utility room has lots of cabinet space for storage, a convenient utility sink and a glass block window for more natural lighting. The large residence is equipped with a whole house central vacuum system. Relatively low HOA fees include ADT home security, cable/internet and maintenance-free grounds. The resort-like amenities including a fitness center, heated lagoon pool, sports pavilion, tennis and pickleball courts, bocce ball, basketball court, tot lot, lakeside gazebo, and a clubhouse complete with a service kitchen and post office. Walk/bike for miles in the magnificent, landscaped grounds of The Isles. The location is close to the newly completed Publix shopping center located just northward on Honore.
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Our Executive Mortgage Banker:
Our Insurance Division:
$629,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $503,200 | $503,200 | $503,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $137 | $137 | $137 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,390 | $3,344 | $4,244 |
Total Monthly Payment | $3,619 | $3,573 | $4,473 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.