NEW BRYANT 2. 5 TON HVAC WITH HEAT PUMP INSTALLED 8/1/24!!! Conveniently located in the highly desirable 55+ community of The Mainlands, this Baldwin floor plan offers 1, 013 heated square feet of living space with 2 bedrooms, 1 full bath and a 1-car garage. This block constructed, single-family home welcomes you with an expanded driveway, a decorative front door, and a light & bright, cheerfully painted interior with a combination of luxury vinyl/ tile flooring and ceiling Fans in every room!. The open floor plan features a large 14x15 Living Room, a 9x11 Dining Room and a rustic 18x10 Florida Room with decorative, glass shelving with lights. The centrally located, 8x10 Kitchen has plenty of cabinetry for your storage needs and appliances including a dishwasher and microwave! The Master Bedroom measures 11x13 and offers his/hers closets - a walk-in and a wall closet. The remodeled Bathroom offers a newer vanity, mirrored medicine cabinet, comfort height commode and a tiled, walk-in shower. A linen closet is located in the hallway between the Bathroom and 11x10 Guest Bedroom which offers a spacious wall closet. The 13x28 garage houses the Laundry area with newer, front-loading washer and dryer (2022), utility tub and shelving for extra storage space. Enjoy the outdoors on your back patio (10x10) where you can relax or entertain your friends and family with a cookout! The $440 monthly Maintenance fee includes 1 DVR, 1 digital cable box, modem and router for internet, water/sewer/trash removal, lawn care and reclaimed water irrigation, roof repair and replacement, and exterior painting! Mainlands of Tamarac, an active 55+ community, offers a large clubhouse, a variety of social activities, a heated in-ground pool, and shuffleboard courts. The community is built around an 18-hole public golf course and is located adjacent to Freedom Lake Park which offers paved walking paths around 2 lakes, an outdoor workout area, playground, picnic pavilions, a dog park, and sailboat racing! A well run and maintained community located near restaurants, Parkside mall, banking, grocery stores, sporting & cultural venues, medical care, Gulf beaches, interstate, and two airports. 2 pets are welcome: 1 any size or 2 maximum of 35 lbs each. Don't miss this one-of-a-kind opportunity to live the Florida Lifestyle - schedule a showing today!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $179,920 | $179,920 | $179,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $244 | $244 | $244 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,212 | $1,196 | $1,517 |
Total Monthly Payment | $1,531 | $1,515 | $1,836 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.