OPEN FOR SEASON!! NOV. through APRIL! STEPS TO THE BEACH! Easy walk to Third St. Restaurants, and Shops!!This completely remodeled, 2 bedroom, 2 bath (sleeps six) "Cape Cod" cottage-style home is just steps from the beach! This home offers a living area with gas-burning fireplace, all new furniture, with over-stuffed blue couch, two white over-stuffed chairs, with floral cushions, a white chintz covered ottoman and gives one the feeling of really being at the beach. The dining area offers a distressed white table with six chairs, antique chandelier and antique shutters as wall art. The kitchen has all new white G. E. appliances, stainless steel work area and marble counter tops. The master bedroom offers a new queen size bed, white wicker couch and chair and floral cushions and throws, down comforter, private bath with walk-in shower, marble counters. The second bedroom offers twin beds with matching down comforters and bath with shower and marble counters. The screened-in porch is a peaceful location where one can sit and enjoy cool beach breezes or enjoy dining outside at the 4 person table. One side of the porch offers a trundle (with twin beds) so it may be used to sleep an extra two guests. This home is so unique in that the owner has tastefully updated and given it modern conveniences and kept the wonderful beach cottage charm.
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Our Executive Mortgage Banker:
Our Insurance Division:
$25,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $20,000 | $20,000 | $20,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.508% | 7.171% | 6.392% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $136 | $133 | $170 |
Total Monthly Payment | $211 | $208 | $245 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.