This spacious 6-bedroom, 4-bathroom home boasts a range of desirable features. The fully updated kitchen is equipped with sleek stainless steel appliances, creating a modern and functional space. The formal living room is adorned with a wood-burning fireplace, adding warmth and character to the space. Additionally, the formal dining room features sliding doors that lead to an outdoor balcony, enhancing the indoor-outdoor living experience. Hallway laundry and closets space, the master bedroom includes an ensuite bathroom and tons of lighting. The lower level of the house comprises three bedrooms and a versatile den/family room. There are two full bathrooms on this level. The property includes a one-car attached garage, and beautiful hardwood floors adorn the living spaces. Notably, the home is equipped with gas heating for efficient and cozy warmth, NAVIEN Combo Boiler 2 years old. Conveniently located just 4 blocks away from the train station, commuting is a breeze. Furthermore, it's only an 8-minute walk to the Long Beach private beach, offering residents a splendid coastal retreat. This property cloud generate an impressive monthly income. Whether you're seeking a spacious family home or a lucrative investment opportunity, this residence offers both comfort and financial potential. , Additional information: Interior Features: Lr/Dr
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William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,200 | $639,200 | $639,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $1,317 | $1,317 | $1,317 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,306 | $4,248 | $5,390 |
Total Monthly Payment | $5,715 | $5,657 | $6,799 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.