38408 Palomino DRIVE, Dade City, FL, 33525 | $429,900

Under Construction. This is new construction home you've been looking for is at Hilltop Point in Dade City, Florida! With easy access to I-75 and SR 52 and within a short drive to historic downtown Dade City's restaurants and shopping , Hilltop Point offers a cabana covered lanai, pool, and playground. This well designed floor plan features an open-concept home design with the upgraded finishes you've been looking for. The kitchen offers plenty of counter space including the quartz center island for additional seating, free standing range with an exterior vented stainless steel range hood, built in microwave. There is a lot of storage in this home, starting with the walk in kitchen pantry, pocket office spaces and closets. That's not all! The guest bedrooms are nice size and don't forget the other features include 8' tall interior doors on both levels, prewires for ceiling fans in all bedrooms, Smart Home technology, and energy star certified. You will be amazed by the tall ceilings and the amount of natural light that beams in from the windows and sliders.

Features

  • Amenities: Fence Restrictions, Playground, Pool
  • Rooms: 9
  • Bedrooms: 4
  • Baths: 3 full
  • Lot Size: 55 x 120
  • Laundry: Laundry Room, Upper Level
  • Style: Florida, Other
  • Year Built: 2023
  • Garage: 2-car Driveway, Garage Door Opener
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,701
  • Acreage: 0.15
  • Lot Size: 55 x 120
  • Est. Taxes: $430
  • HOA Fee: $165 Annually
  • Elem. School: Pasco Elementary School-PO
  • Middle School: Pasco Middle-PO
  • High School: Pasco High-PO
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Exhaust Fan, Microwave, Range, Range Hood
  • MLS#: A4578027
  • Days on Market: 490 days
  • Website: https://www.raveis.com
    /prop/A4578027/38408palominodrive_dadecity_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/22/2024 3:32:33 PM)
Listing courtesy of Berkshire Hathaway HomeServices Florida Realty   Phone: 941-907-2000

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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38408 Palomino DRIVE, Dade City, FL, 33525

$429,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $343,920 $343,920 $343,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.456% 7.171% 6.276%
Monthly Tax Payment $36 $36 $36
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,317 $2,286 $2,900
Total Monthly Payment $2,428 $2,397 $3,011

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.