Low Interest Rate promotion available on this home for a limited time! Enjoy the perfect balance of style and comfort in this 3 bedroom, 2 bath home on an oversized homesite. With luxury vinyl flooring, a spacious great room with volume ceiling, and a kitchen island, this home is perfect for family gatherings or entertaining guests. Equipped with stainless-steel Whirlpool appliances and 42-inch upper cabinets, the kitchen is a chef's dream. Primary bedroom has extra large walk-in closet. Other features include dedicated laundry room, covered patio, and dual-sink vanity in both bathrooms. This home also includes ENERGY STAR® certified lighting, Moen® faucets, Kohler® sinks, garage door opener, ceiling fan pre-wires and an ecobee3 lite smart thermostat. KB Home Sabal Estates at St. Augustine Shores community includes a swimming pool, tennis courts, bike path, fishing dock, NO CDD FEES and more! Ask us about our Closing Cost Contribution on this home.
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Our Executive Mortgage Banker:
Our Insurance Division:
$432,990
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $346,392 | $346,392 | $346,392 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,305 | $2,302 | $2,970 |
Total Monthly Payment | $2,380 | $2,377 | $3,045 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.