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314 Gifford Street, #4 & 7, Falmouth, MA, 02540 | $385,000
So many possibilities with this property! Main 1st floor level has a welcoming foyer area with separate reception area. Renovated 1/2 bathroom to service the several rooms that could be offices, perhaps an alternative for ''at home'' work. Lower level legal apartment has been refreshed with new kitchen cabinets & paint throughout. Entrance is accessed through the 1st floor level & also from the outside patio area. Possible rental potential. Great Falmouth location with nearby amenities to include restaurants, shopping, steamship to the islands, etc. A must see. Buyer/buyer agent to conduct due diligence for usage, measurements, etc.
Features
- Property Type: Condominium
- Construction: Shingle Siding, Sheet Rock, Frame
- Utilities: Cable Available, Electricity Available, Natural Gas Available, Phone Available
- Garage: Parking Lot, On Street, Paved Lot, Paved, Off Street
- Levels: 1
- Heating: Forced Air
- Cooling: Central Air
- Approx Lot Sq. Feet: 163,786
- Units: 2
- Zoning: B3
- Year Built: 1980
- Approx Sq. Feet: 1,836
- Acreage: 3.76
- Est. Taxes: $1,746
- HOA Fee: $1,706 Quarterly
- Lot Desc: Bike Path, School, Medical Facility, Major Highway, House of Worship, Shopping, Conservation Area, Level
- School District: Falmouth
- Appliances: Electric Water Heater, Water Heater, Electric Range, Refrigerator
- MLS#: 22400864
- Website: https://www.raveis.com
/prop/22400864/314giffordstreet_falmouth_ma?source=qrflyer
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888.699.8876
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Frank MerolaVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1020051
508.740.5922
Frank.Merola@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
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Allen GellermanInsurance Sales Director, William Raveis Insurance
617.686.2668
Allen.Gellerman@raveis.com
Our Insurance Division:
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
314 Gifford Street, #4 & 7, Falmouth, MA, 02540
$385,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Merola
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 508.740.5922
Frank.Merola@raveis.com
NMLS Mortgage Loan Originator ID 1020051
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $308,000 | $308,000 | $308,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
| Monthly Tax Payment | $146 | $146 | $146 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,075 | $2,047 | $2,597 |
| Total Monthly Payment | $2,296 | $2,268 | $2,818 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
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