Under contract-accepting backup offers. SELLER MOTIVATED!!Welcome Home!!!LOCATION, LOCATION, LOCATION Beachside NSB. . This stunning 3-bedroom, 2-bathroom home is situated in the Silver Sands area of New Smyrna Beach (NSB), just a short walk and bike ride away from a gorgeous sandy no-drive beach. The open floor plan offers a spacious living area, and the house features a brand new roof, fresh interior and exterior paint, and a gorgeous kitchen with stone countertops and new stainless steel appliances, including a HUGE island. The home boasts luxury vinyl plank floors, updated bathrooms, inside laundry, a fenced yard, and a charming patio with pavers for summer night enjoyment. This property is situated in a highly sought-after location in NSB, known for its beauty and proximity to the beach. New Smyrna Beach is recognized as one of the top ten beaches in Florida, situated on a barrier island between the Intracoastal Waterway and the Ocean. The house offers the opportunity to live a beachside lifestyle, whether as a full-time residence, a weekend getaway, or even a monthly rental for potential investment income. New Smyrna Beach is also acknowledged as one of the top 100 art towns in America, adding to its appeal as a vibrant and culturally rich community. Now is your time to Live your best life in this stunning beachside beauty. Call us today, as this home will not last long. While all information provided is intended to be accurate, measurements should be verified by potential buyers. The property is being sold "As-Is. "
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $478,000 | $478,000 | $478,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $295 | $295 | $295 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,261 | $3,177 | $4,031 |
Total Monthly Payment | $3,648 | $3,564 | $4,418 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.