301 301 Silver Reef Lane, Saint Augustine, FL, 32095 | $555,000

$40, 000 PRICE DROP AS SELLER IS EXTREMELY MOTIVATED!! PLEASE BRING ALL OFFERS NOW AS THIS WON'T LAST LONG WITH THE . 50 BASIS POINT DROP IN INTEREST RATES. Are you looking for a wonderful neighborhood where you and your family can feel safe and welcome? Look no further than Mayberry RFD 1960's! This vibrant community boasts a friendly atmosphere where neighbors come together for fun and engaging activities, from holiday events to farmers' markets and craft fairs. And if you're in the market for a new home, you won't want to miss out on this incredible listing! The seller is highly motivated to downsize and retire and has reduced the price to show they are ready to make a deal. Don't hesitate - bring all your buyers and take advantage of this amazing opportunity today! REAR YARD SOD ALLOWANCE OF $2, 000! SELLER IS RELOCATING AND WILLING TO NEGOTIATE SELLING HOME FULLY FURNISHED FOR AN ADDITIONAL $30, 000 OBO This stunning 4-bedroom, 2-bathroom home with a 3-car garage is a must-see for anyone seeking a luxurious and comfortable lifestyle. With its tall ceilings, elegant tray ceilings with recessed lighting, and custom window treatments, this home exudes sophistication and style. The kitchen boasts a dramatic oversized quartz island, large stainless steel sink lots of cabinet space with soft-close upgrades. The spacious master suite features a walk in closet, glass door opening to a private lanai with serene lake views, and a master bath with his and her sinks, large soaking tub, and separate tiled shower. The backyard is perfect for outdoor entertaining or relaxation, with a paved lanai, grilling area with sink, and outdoor mounted TV. The home gym in the garage includes a treadmill, pull-up bar, weight bench, and punching bag. The amenity center is just a bike ride away and offers a covered hangout area, exotic pool with a rock fountain, and playground surrounded by nature. Don't miss out on this incredible home that truly has it all!

Features

  • Bedrooms: 4
  • Baths: 2 full
  • Lot Size: 8712
  • Year Built: 2021
  • Approx Sq. Feet: 2,269
  • Acreage: 0.2
  • Lot Size: 8712
  • Est. Taxes: $6,087
  • HOA Fee: $100
  • Water Front: Yes
  • Boat Access: No
  • High School: Beachside
  • MLS#: 239679
  • Days on Market: 190 days
  • Website: https://www.raveis.com
    /prop/239679/301301silverreeflane_saintaugustine_fl?source=qrflyer
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Listing courtesy of Bradley Lipshaw

William Raveis Family of Services

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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301 301 Silver Reef Lane, Saint Augustine, FL, 32095

$555,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $444,000 $444,000 $444,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.375% 6.125% 4.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.512% 6.273% 5.248%
Monthly Tax Payment $507 $507 $507
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,770 $2,698 $3,509
Total Monthly Payment $3,369 $3,297 $4,108

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.