PRICE ADJUSTMENT!! This waterfront condo on Island Estates offers a truly unique and desirable living experience, highlighted by its prime ground floor, West-facing location that provides breathtaking views of Clearwater Harbor and the Intracoastal Waterway, launch your kayak or sup with convenient access to the Gulf of Mexico. The 2-bedroom, 1-bath layout creates a comfortable and inviting atmosphere, reminiscent of a single-family home.
Upon stepping inside, you'll be immediately captivated by the updated kitchen, featuring solid wood cabinets, granite countertops, and stainless steel appliances. The seamless flow between the open dining room and living room, complemented by a larger slider, invites you to indulge in the stunning water views and outdoor space—a perfect setting for enjoying every sunset. Recent upgrades, including tile flooring and a renovated bathroom, enhance the overall appeal of this condo.
The primary bedroom is a haven with a large picture window, providing an idyllic spot to enjoy the picturesque water views. Meanwhile, the guest bedroom is generously sized, accommodating a king-size bed and offering double closets for ample storage. Noteworthy updates include a new AC unit installed in 2021, a refrigerator added in 2020, and impact windows and doors for enhanced security and energy efficiency.
This condo goes beyond its interior charm, offering the practicality of an assigned carport parking spot ( #103) and additional spaces for guests. Living in the deed-restricted community of Island Estates ensures easy access to essential amenities, including a Publix grocery store, various dining options, banking services, a post office, and a gas station—all conveniently located nearby.
In summary, this property seamlessly combines the advantages of a waterfront location, recent interior updates, and the convenience of a community that provides everything necessary for a comfortable and enjoyable lifestyle.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $379,920 | $379,920 | $379,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $286 | $286 | $286 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,528 | $2,525 | $3,204 |
Total Monthly Payment | $2,889 | $2,886 | $3,565 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.