MOTIVATED SELLER!!!!! IMPACT WINDOWS and NO FLOOD ZONE!!! Located in the welcoming Gardens of Gulf Cove, this charming single-family home community boasts an impressively low yearly HOA fee of just $470! Nestled on a CORNER LOT with city water/sewer and UNDERGROUND UTILITIES, this FULLY FURNISHED abode guarantees convenience and comfort. Rest assured, it's NOT IN A FLOOD ZONE, providing peace of mind. Just pack your bathing suit and prepare to unwind by one of the community's TWO PRISTINE POOLS, or venture to nearby Englewood or Boca Grande BEACHES to bask in the invigorating sea air and gentle breezes.
This lovely 2-bedroom, 2-bathroom home with a one-car garage is ideal for a seasonal retreat or downsizing. Featuring tasteful ceramic tile flooring throughout the main living spaces and engineered laminate in the kitchen and bedrooms, the interior exudes a neutral, soothing ambiance. The spacious front living area is perfect for hosting family gatherings or game nights. Both bedrooms include ample space, with the primary bedroom boasting two closets, an en-suite bathroom, and two distinct entrances, including a pocket slider leading to the Florida room. Both bathrooms have been recently updated. The kitchen is practical, equipped with solid surface countertops, stylish solid wood cabinetry, tile backsplash, a spice cabinet, and a newer refrigerator. The adjacent eat-in kitchen/dining area provides a comfortable space for meals and socializing. Additionally, the expansive enclosed Florida room, complete with a wind-resistant glass slider, floods the space with natural light, offering the flexibility to create a cozy office or workout area. IMPACT WINDOWS ensure your security, while the front entry features a glass storm door for those rare chilly days. Revitalize the outdoor patio area for serene mornings with your favorite book or transform it into a lush garden retreat for gardening enthusiasts.
Exterior highlights include a brand-new roof installed in 2022, new gutters surrounding the entire home, and Terminex Sentricon termite protection for added peace of mind.
The neighborhood is pedestrian-friendly, with sidewalks lining most streets. In addition to the tempting pools, residents can enjoy the clubhouse, equipped with exercise gear, pool and card tables, air hockey, and a library. During peak seasons, the association hosts various engaging activities. Tennis courts, convertible for Pickleball, along with a basketball court, bocce, and shuffleboard facilities, and additional entertainment options.
There is a wealth of activities to relish in this vibrant community and beyond, whether you're a fishing enthusiast or simply seeking a relaxing coastal lifestyle. There are several boat ramps and fishing piers close by, an abundance of golf courses if that's your thing, a 9 mile bicycle/multi-use path nearby that meanders through Cape Haze and a plethora of restaurants, grocery stores, farmer's markets and shopping. Close proximity to local and regional airports. Dearborn Street in Englewood is a short drive where you can enjoy cultural events, live entertainment, local eateries and fine dining. Or check out the newly opened Sunseeker Resort! Make your appointment today! This adorable home won't last long!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $199,920 | $199,920 | $199,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $228 | $228 | $228 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,347 | $1,329 | $1,686 |
Total Monthly Payment | $1,650 | $1,632 | $1,989 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.