Welcome to The Himes Condominium! This big, bright 1, 274 square foot loft-style floor-through apartment has three bedrooms, and windows facing north, east, south and west that flood the entire property with light. This beautiful apartment includes central A/C and heating system. and an in-unit washer/vented dryer. The modern kitchen has a dishwasher and microwave, maple wood glass-paned cabinets, and granite countertops, and the large double-entry windowed bathroom has a whirlpool bathtub and pedestal sink, ample closets and hardwood floors. The building also has a video intercom system and security cameras in the lobby. This lovely property is located just a few steps from shopping on 125th Street, featuring Whole Foods and Marshall's, and dining options on Harlem's Restaurant Row. For recreation, the home is nestled close to Mount Morris Park and Morningside Park. The #2 and #3 Express subway trains, Metro North and #4, #5 and #6 trains, Bus lines M1, M7, M102 are all just a short stroll away. The property is also within walking distance of City College, and within easy reach of Columbia University. This property is excellent value - common charges are an affordable $412/month, and taxes are $763/month. Contact the listing broker Harlem Lofts Inc today for your private viewing!* Owner represents that partition walls have been added to the property to change its configuration to a Three-Bedroom layout. The property is sold as-is. ** Some photographs have been virtually staged and are marked as such
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William Raveis Mortgage, LLC
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NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $556,000 | $556,000 | $556,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.867% | 7.282% | 6.623% |
Monthly Tax Payment | $763 | $763 | $763 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,746 | $3,746 | $4,805 |
Total Monthly Payment | $4,601 | $4,601 | $5,660 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.