Price Reduced - Make this wonderful home yours! The spacious 4 bedroom, 3 bath home in a gated-community offers a blend of luxury, comfort, and convenience. Upon entering, you'll be greeted by a spacious interior that includes a large living room, dining room, private office, bonus room/Florida room, breakfast nook off the kitchen, interior laundry room, 2-car garage, and a split floor plan with the 4th bedroom serving as a double master or mother-in-law suite. With ample natural light and cozy fireplace, this home creates an inviting ambiance for every occasion. Outside, indulge in the beautiful landscaping and community's amenities, including 24-hour gate service for peace of mind, tennis courts for active recreation, a clubhouse for social gatherings, and a refreshing pool for leisurely swims. Plus, with Chain of Lakes access, you'll have endless opportunities for water-based adventures and scenic outings. The community features a Lake Winterset boat ramp and dock. Don't miss out on the chance to make this exquisite property your own. The roof, A/C, and water heater are about three years old, and the landscaping is easy to maintain with an irrigation well. Brand new dishwasher being installed this month. Schedule a showing today and amenity living in Winterset with a low HOA.
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Our Executive Mortgage Banker:
Our Insurance Division:
$384,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $307,920 | $307,920 | $307,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.490% | 5.490% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.654% | 5.752% |
Monthly Tax Payment | $204 | $204 | $204 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,946 | $1,944 | $2,514 |
Total Monthly Payment | $2,225 | $2,223 | $2,793 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.