SITTING ON THE FENCE? This home is below market value based on a recently sold home in the neighborhood.
Welcome to your slice of country paradise! This wonderful home offers serene country living with modern comforts and ample space for your family and furry friends. Bring your horses and farm animals to this expansive property where the possibilities are endless.
This spacious home boasts over 3000 sqft of living space and features a versatile layout perfect for accommodating various living arrangements. With NO HOA restrictions, you have the freedom to customize this property to suit your needs. Whether you desire a 5-bedroom, 3-bathroom home or prefer a 3-bedroom, 2-bathroom main dwelling with a separate 2-bedroom, 1-bathroom mother-in-law suite, the choice is yours.
Numerous updates have been made to enhance the functionality and appeal of this charming residence. Step outside to discover extensive landscaping surrounding the house, providing a tranquil setting for outdoor enjoyment. The front lawn area is equipped with new piping for a front well that is used for irrigation (in need of repair) on a separate circuit breaker, offering convenience and potential for further improvement.
Additional features include an outside electric plug for a generator, perfect for added peace of mind during power outages. As well, a circuit breaker and power pole has been installed for a backyard pool. A NEW METAL ROOF installed in 2018 ensures durability and longevity, while new trees contribute to the property's natural beauty. Inside, updates such as a NEW Water Heater (2021), NEW A/C (2022) on the main side and NEW exterior doors (2022) all around ensure comfort and efficiency year-round.
The house is serviced by well water, with a NEW water Filtration system and R/O element installed under the main sink in 2021, providing clean and refreshing water for your household needs. Enjoy the convenience of NEW exterior and interior paint (2020) and NEW water-resistant wood flooring (2022), adding a touch of modern elegance to the home's aesthetic.
Outdoor amenities include a spacious 16x28ft back porch area, perfect for entertaining or simply relaxing amidst the tranquil surroundings. Although the flat roof has been stripped and resurfaced, it may still experience leaks during heavy rains. However, the potential for outdoor enjoyment is limitless with the addition of a gate entrance and fencing to the rear area in 2020.
The in-law suite offers a private entrance and the opportunity for parents or rental opportunities. Septic has 2 pumps and a double tank and was pumped in 2022, ensuring proper functionality.
Don't miss this unique opportunity to own your piece of country paradise! Schedule a showing today with pre-approval in hand and start envisioning the endless possibilities of this property. The dishwasher top rack does not clean properly --manufacture defect. The seller is willing to contribute $500 towards a new dishwasher. The Outside shed took on storm damage. Will give a $2500 credit.
The riding lawnmower with 54" deck and 3 sets of blades (only 3 years old and just has a full service) is negotiable.
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $428,428 | $428,428 | $428,428 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $40 | $40 | $40 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,886 | $2,847 | $3,613 |
Total Monthly Payment | $3,018 | $2,979 | $3,745 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.