The separate parcel of 120 ft waterfront bay access is included, the 3777 sqft offers a combined total of . 65 acres. Embrace the tranquility, relish the convenience, and savor the stunning waterfront views that await in Terra Ceia! Nestled in this unique and quiet Fishing Island, you'll discover the perfect blend of serenity and convenience. Located just a short drive from St. Petersburg, Bradenton, and Sarasota, this waterfront lot offers an unparalleled opportunity to embrace the Florida lifestyle you've always dreamed of. Situated along the picturesque Tillet's Bay with direct access to Miguel Bay and Tampa Bay, this waterfront gem is a boater's paradise. The ‘new’ boat dock boasts a state-of-the-art ‘10, 000 lbs’ lift system powered by solar panels or ‘optional DC’ for smooth and efficient operation. Your gateway to the Bayou and the Gulf of Mexico awaits, with no bridges in between and a breathtaking backdrop that includes the iconic Skyway Bridge, Tampa's skyline, St. Pete's coastline, Bradenton's beauty, and Sarasota's charm. Prepare to be captivated by the awe-inspiring sunsets that grace your evening skies. This location is tailor-made for boating enthusiasts, providing not only direct access but also spectacular bay views to revel in. It's the epitome of the Florida lifestyle, and Terra Ceia itself is a unique and eclectic island that holds a special place in the hearts of its residents. As if that's not enough, your Bayside HOA-$1, 000 yr includes deep well for irrigation or dwelling, and use of private community green space and future pavilion. Additionally, you have the option to join the Terra Ceia Sea Breeze membership, Terra Ceia Sea Association offers engaging activities for the entire community throughout the year. All are welcome! They also offer an exclusive membership, which grants you access to the private waterfront park and full use of their boat ramp, pavilion, grills and playground for your private gatherings. This spacious, ‘combined acres of . 65’ in Terra Ceia is a canvas ready for your vision. The rear of the lot is conservation land, ensuring your privacy and connection to the natural beauty of the area. City water is readily available, and a well is in place for irrigation purposes. With geotechnical soil testing, a survey, and topography details already in hand, this lot offers the ideal foundation for building your residential haven. Don't miss your chance to own a piece of paradise in Terra Ceia. Contact us today to explore this exceptional property and envision the life you've always desired!*VIDEO ATTACHED TO LISTING.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $600,000 | $600,000 | $600,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,992 | $3,988 | $5,060 |
Total Monthly Payment | $4,084 | $4,080 | $5,152 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.